CSEA Member Benefits is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the CSEA Member Benefits site and governs data collection and usage. By using the CSEA Member Benefits site, you consent to the data practices described in this statement.

Collection of your Personal Information

CSEA Member Benefits collects personally identifiable information, such as your email address, name, home or work address or telephone number. CSEA Member Benefits also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by CSEA Member Benefits. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by CSEA Member Benefits for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the CSEA Member Benefits site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through CSEA Member Benefits public message boards, this information may be collected and used by others. Note: CSEA Member Benefits does not read any of your private online communications.

CSEA Member Benefits encourages you to review the privacy statements of Web sites you choose to link to from CSEA Member Benefits so that you can understand how those Web sites collect, use and share your information. CSEA Member Benefits is not responsible for the privacy statements or other content on Web sites outside of the CSEA Member Benefits and CSEA Member Benefits family of Web sites.

Use of your Personal Information

CSEA Member Benefits collects and uses your personal information to operate the CSEA Member Benefits Web site and deliver the services you have requested. CSEA Member Benefits also uses your personally identifiable information to inform you of other products or services available from CSEA Member Benefits and its affiliates. CSEA Member Benefits may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

CSEA Member Benefits does not sell, rent or lease its customer lists to third parties. CSEA Member Benefits may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, CSEA Member Benefits may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to CSEA Member Benefits, and they are required to maintain the confidentiality of your information.

CSEA Member Benefits does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

CSEA Member Benefits keeps track of the Web sites and pages our customers visit within CSEA Member Benefits, in order to determine what CSEA Member Benefits services are the most popular. This data is used to deliver customized content and advertising within CSEA Member Benefits to customers whose behavior indicates that they are interested in a particular subject area.

CSEA Member Benefits Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on CSEA Member Benefits or the site; (b) protect and defend the rights or property of CSEA Member Benefits; and, (c) act under exigent circumstances to protect the personal safety of users of CSEA Member Benefits, or the public.

Use of Cookies

The CSEA Member Benefits Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize CSEA Member Benefits pages, or register with CSEA Member Benefits site or services, a cookie helps CSEA Member Benefits to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same CSEA Member Benefits Web site, the information you previously provided can be retrieved, so you can easily use the CSEA Member Benefits features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the CSEA Member Benefits services or Web sites you visit.

Security of your Personal Information

CSEA Member Benefits secures your personal information from unauthorized access, use or disclosure. CSEA Member Benefits secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

CSEA Member Benefits will occasionally update this Statement of Privacy to reflect company and customer feedback. CSEA Member Benefits encourages you to periodically review this Statement to be informed of how CSEA Member Benefits is protecting your information.

Contact Information

CSEA Member Benefits welcomes your comments regarding this Statement of Privacy. If you believe that CSEA Member Benefits has not adhered to this Statement, please contact CSEA Member Benefits at pearldnnsupport@pearlinsurance.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.