Group Whole Life Insurance

With CSEA-Sponsored Group Whole Life Insurance, your coverage stays in force for your entire life. You'll have peace of mind knowing that your loved ones will have a financial safety net if you are suddenly removed from the picture.

Whole life insurance can be a good way to start laying the groundwork for long-term financial security. Here's why:

  • You're guaranteed protection for life*
  • Your policy builds cash value over time
  • Your premium stays level; it won't increase as you age

Plan Highlights

  • Your choice of up to $100,000 in coverage for you and your spouse
  • Optional accidental death benefit available
  • Convenient payroll deduction option so you never miss a payment
  • Unisex rates guarantee equal premiums, regardless of sex
  • Waiver of premium if you’re totally disabled based on the criteria defined in the policy
  • Portable coverage that keeps you insured even if you change jobs
  • Accelerated death benefit offers a one-time lump sum benefit if you suffer a terminal illness and meet the plan’s criteria
  • Valuable loan option that allows you to take out cash loans with the plan** (see Certificate for details)
  • Discounts available for qualified non-smokers
  • And more!


CSEA members and their lawful spouses/domestic partners under age 65 are eligible to apply. Members can also obtain coverage for each of their unmarried children age 15 days through 24 years.

*As long as you pay your premiums when due

**Loans accrue interest and decrease the death benefit and cash value by the amount of the outstanding loan and interest.