Universal Life Insurance

CSEA-Sponsored Universal Life Insurance allows you to choose, within limits, both your coverage amount and the premium you wish to pay. For this reason, it is often described as a "flexible" form of permanent life insurance.

Plan Highlights:

  • Eligibility: under age 76 actively working at least 17 hours per week. Your spouse or domestic partner is eligible up to age 60.
  • Spouse coverage available, even if the member does not have coverage.
  • Dependent coverage for children available up to age 26.
  • Guaranteed Issue Offer for members ages 18 to 76 – you are approved after answering a few simple questions!
  • Benefit amounts: $10,000 to $200,000 with $5,000 increments available. Spouse Benefit Amount: maximum of $25,000