Universal Life Insurance

CSEA-Sponsored Universal Life Insurance allows you to choose, within limits, both your coverage amount and the premium you wish to pay. For this reason, it is often described as a "flexible" form of permanent life insurance.

Plan Highlights:

  • Eligibility: under age 70 actively working at least 17 hours per week. Your spouse or domestic partner is eligible up to age 65
  • Spouse coverage available, even if the member does not have coverage
  • Guaranteed Issue Offer for members ages 18 to 70 – you are approved after answering three simple questions!
  • Simplified Issue Offer for members ages 18 to 70 – you must answer medical questions but are not required to have a doctor examination
  • Benefit amounts: $5,000 to $500,000 with $1,000 increments available. Spouse Benefit Amount: maximum of $200,000