Critical Illness Insurance

  1. CSEA Member Benefits
  2. Products & Forms
  3. Critical Illness

CSEA-Sponsored Critical Illness Insurance gives you a lump benefit to spend as you wish if you are diagnosed with a critical illness. It can help fill the gaps that traditional life, medical, and disability coverage may leave.

Plan Highlights:

  • Guaranteed Issue Benefit Amounts:  $10,000, $20,000, $30,000 and now $40,000!
  • Recurrence benefit payments up to 300% of your total benefit.
  • No age limit for eligibility!  Just be an Active CSEA Member!
  • Spouse/Domestic Partner and Child Coverage available. 
  • Covers 6 Major Illnesses that now includes Alzheimer's Disease.

Plan Details

The CSEA-Sponsored Critical Illness Insurance Program covers these conditions.*

  • Full benefit cancer
  • Partial benefit cancer:  25% of benefit amount
  • Skin Cancer: 5% of benefit amount
  • Heart attack
  • Stroke
  • Coronary artery disease
  • Major organ transplant (other than bone marrow)
  • Kidney failure
  • Alzheimer's Disease

*The Benefit Amount that determines the benefits for Covered Conditions is shown on your enrollment form.
Please refer to certiificate for full plan details.

Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your Plan Administrator, Pearl Insurance, for costs and complete details.