Universal Life Insurance
We know that choice can make all the difference. So if you want a permanent life insurance policy that lets you make your own choices within your policy, consider the CSEA Group Sponsored Universal Life Insurance Plan.
Universal Life allows flexible premium payments, which means you choose the amount and the frequency of your payments within certain limits. Paying more than the target premium will build account value and depending on the premium you pay, your policy may accumulate account value to supplement your retirement income, pay for a child’s education, or other needs.
CSEA Group Sponsored Universal Life is also portable, you own the certificate along with the accumulated cash value and you can take it with you, even if you change jobs or retire.
Plan Highlights
- Up to $200,000 in coverage for active members under age 76
- Up to $25,000 in coverage with no medical exams—every year!
- Loans can be taken out on the policy’s cash value
- Flexible coverage: select both your premium payment and your coverage amount (within policy guidelines)
- Rates are determined by your age and smoking status upon entry to the plan
Learn More
Want more information? Contact one of our experienced insurance representatives today.