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Group Disability Insurance

If you became too ill or injured to work, could you afford daily living expenses like food, gas, and house payments? CSEA-Sponsored Group Disability Insurance can help ease your financial burden should you become disabled—whether it happens on or off the job.

Plan Highlights:

  • Competitive group rates*
  • Benefits can be combined with workers' compensation, sick time, and any other insurance you may have
  • Covers both sickness and accidents that occur on or off the job
  • Convenient payroll deduction option—so you never miss a payment
  • Coverage amounts up to $3,000 available (salary requirements apply)

Plan Details

If you need to file a claim for a covered sickness or injury, the cash benefits you'll receive can be spent however you want. It can help pay for things like your household expenses, car, and/or groceries You will receive added protection for what's important to you, at a time when you need it most.

I had major surgery and was off work 10 weeks; it helped me keep my bills on track so all I had to worry about was my recovery...For the little bit of money it cost, it was well worth it when I needed it.

—Laura Thomson

Did You Know?

Most New York State public sector employees are not covered under an employee-sponsored disability insurance plan. Help ensure your paycheck is protected with CSEA-Endorsed Group Disability Insurance.  Click here for more information.

Learn More

Want more information? Contact one of our experienced insurance representatives today.

Find Your Local Agent

Applications & Brochures

Coverage Change Form

Brochure & Disclosure

Disability Brochure

Group Plan Disclosure

  • Forms

Direct Deposit Form

Disability Claim Form (for Disability Plan Claims only)


To complete an application, please complete it in full, and send it to:

CSEA Group Sponsored Insurance Program
c/o Pearl Insurance
13 Airline Drive
Albany, NY 12205

Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on policy form GMR.

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability.
New York Life Insurance Company's state of domicile is New York, and NAIC ID# is 66915.

This is just a brief description of the plan under Group Policy G-11628. For more information, including features, costs, eligibility, renewability, limitations, and exclusions, see the brochure.