Group Hospital & Home Care Recovery Insurance
CSEA-Sponsored Group Hospital & Home Care Recovery Insurance is available to both active and retiree members. It helps cover the cost of potential hospital stays and post-recovery needs, and acts as a supplement to any other health insurance you may have.
Coverage Highlights
For a minimal monthly payment, you will be covered with:
- Up to $1,000 per hospital stay
- Up to $4,000 per year for home care recovery*
Typically less expensive than nursing home stays, in-home care can offer more personalized service and help reduce recovery time.
*The annual home recovery benefit maximum is reduced to $2,000 per year at age 80.
Acceptance is guaranteed for eligible members and their spouses/domestic partners under age 75. There are no medical exams or health questions.
Current Rates - 2022
| Age | Monthly | Annually |
| Under 70 | $25 | $300 |
| 70-74 | $35 | $420 |
| 75-84* | $50 | $600 |
| 85+* | $60 | $720 |
Rates may be changed by New York Life Insurance Company on any premium due date and any date on which benefits are changed. However, your rates may change only if they are changed for an entire class of insureds.
This rate is based on your age at issue and will increase when you enter a new age band. There is no termination age. Coverage will remain in effect as long as you continue to pay premiums and remain otherwise eligible.
*For renewal only.
Applications, Claim Forms & Brochure
Applications
Application for Active Members
Application for Retiree Members
Claim Forms
Attending Physician's Statement
Brochures
Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on policy form GMR.
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions.
New York Life Insurance Company's state of domicile is New York, and NAIC ID# is 66915.
This is only a brief summary of benefits and is subject to the terms, conditions, exclusions and limitations of group policy G-29345-0. Complete terms and conditions are found in the group policy and summarized in your Certificate.