Retiree Critical Illness Insurance

A critical illness can affect you physically, emotionally, and financially. Though we can't prevent an illness from occurring, we can help lighten the financial burden so you can focus on healing. With CSEA-Sponsored Critical Illness Insurance, you'll have funds to cover medical treatments or everyday expenses—it's your pick! From prescription drug co-pays to your mortgage or rent, coverage will help fill the gaps that traditional life, medical, or disability insurance may leave.

To be eligible for coverage, you must be an active CSEA retiree member under the age of 70.

Plan Highlights:

  • Choose from guaranteed issue benefit amounts of $10,000 or $20,000.
  • Receive recurrence benefit payments for different covered conditions until you reach 300% of your total benefit.
  • Use funds in any way you choose, including indirect, non-medical, and non-covered costs.
  • Earn a $75 annual wellness benefit for taking a pre-approved screening test every year.
  • Elect for spouse/domestic partner coverage (if desired).

Plan Details

The CSEA-Sponsored Critical Illness Insurance program covers the following conditions:

  • Cancer
  • Heart attack
  • Stroke
  • Coronary artery disease
  • Kidney failure
  • Major organ transplant

MetLife Critical Illness Insurance (CII) is a limited benefit group insurance policy. Like most group accident and health insurance policies, MetLife’s CII policies contain certain exclusions, limitations, and terms for keeping them in force. Full details are listed in the certificate. Product features and availability may vary by state. Ask your plan administrator, Pearl Insurance, for costs and complete details.