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Term Life Insurance

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Scroll down for more information on the Term Life Insurance Program.


CSEA-Sponsored Term Life Insurance provides a cost-effective alternative to permanent forms of life insurance. It can help provide you and your family with valuable protection when you need it most.

Plan Highlights:

  • Your choice of up to $250,000 in coverage
  • Up to $150,000 in spouse coverage available
  • Up to $10,000 in dependent coverage available
  • No medical questions asked: New members may qualify for a guaranteed $50,000 in coverage if coverage is applied for within 180 days of joining CSEA


CSEA members and their spouses or domestic partners who are under age 60, paying their membership dues, and performing the duties of their occupation according to their regular schedule are eligible to apply. Dependents include the member's lawful spouse or domestic partners under age 60 and any unmarried children age 15 days to 26 years.

Insurance coverage is issued by Metropolitan Life Insurance Company, New York, NY 10166.


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Applications & Brochures



To complete an application, please complete it in full, and send it to:

CSEA Group Sponsored Insured Program
c/o Pearl Insurance
13 Airline Drive
Albany, NY 12205