Term Life Insurance


CSEA Term Life Banner

Accidental Death Benefit: A $10,000 Accidental Death Benefit is available at no cost to you! Click the banner to sign up today!

Scroll down for more information on the Term Life Insurance Program.


CSEA-Sponsored Term Life Insurance provides a cost-effective alternative to permanent forms of life insurance. It can help provide you and your family with valuable protection when you need it most.

Plan Highlights:

  • Your choice of up to $250,000 in coverage
  • Up to $150,000 in spouse coverage available
  • Up to $10,000 in dependent coverage available
  • No medical questions asked: New members may qualify for a guaranteed $50,000 in coverage if coverage is applied for within 180 days of joining CSEA


CSEA members and their spouses or domestic partners who are under age 60, paying their membership dues, and performing the duties of their occupation according to their regular schedule are eligible to apply. Dependents include the member's lawful spouse or domestic partners under age 60 and any unmarried children age 15 days to 26 years.

Insurance coverage is issued by Metropolitan Life Insurance Company, New York, NY 10166.

L0920008089[exp0922][All States][DC,GU,MP,PR,VI] © 2020 MetLife Services and Solutions, LLC

Learn More

Want more information? Contact one of our experienced insurance representatives today.

Find Your Local Agent

Applications & Brochures


$150K Term Life Offer for Members under 40

Term Life Offer for New Members

Term Life Offer for Under Age 55


Term Life Plan Beneficiary Designation Form

Accidental Death & Dismemberment (AD&D) Beneficiary Designation Form

Reg 194 Form


Basic Plan Brochure

Premier Plan Brochure

To complete an application, please complete it in full, and send it to:

CSEA Group Sponsored Insured Program
c/o Pearl Insurance
13 Airline Drive
Albany, NY 12205